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A gift list that keeps you on budget

Names, limits and ideas, written down before you shop.

4 min read

Shopping without a list is how gift spending doubles. A written list with a limit for each person is the single most useful holiday tool.

What to write down

  • Everyone you plan to buy for, including teachers, coworkers and hosts
  • A limit for each person
  • Two or three ideas each, collected through the year
  • What you actually spent

Shop from the list

When something isn't on the list, it waits a day. Most impulse buys don't survive the wait.

General educational information. Store policies and terms vary; check with the store. Dime Wise Club isn't paid by any store, bank or payment company.