Guides / Plan and save
Set a holiday budget your family agrees on
Decide the total first, then split it.
Most holiday overspending happens one "it's only $20" at a time. Deciding the total first, together, makes every later choice easier.
The categories
- Gifts, with a limit per person
- Food and hosting
- Travel
- Decorations
- Cards, wrapping and postage
- Events, outfits and the little extras
- A small buffer
Make it a family decision
Share the total with your partner or older kids, and decide together what matters most this year. Spending more on one thing usually means less on another.
Try it with your numbers
Our holiday budget calculator adds it all up and shows the monthly amount to save.
General educational information. Store policies and terms vary; check with the store. Dime Wise Club isn't paid by any store, bank or payment company.